What is life insurance?

Have your client ever asked you,"What is life insurance?" How would you answer it?

Well, insurance is like an example of 100 people together, but only 99 persons got bread. So, how about the one that doesn't have one? Would they be willing to see him/her get starved? NO!! They will each take off a small portion of their own bread & give it to him/her. So that everyone will have something to eat and will not get starved.

This is the concept of life insurance in simplest term.